Single-stream processing means every load can hide a lithium battery, commodity prices swing the value of what's on your floor, and one baler down changes the week. Recycling risk has changed fast. The coverage has to keep up.

The exposures below are the ones that actually generate claims in this segment. Each one maps to a specific coverage on the program. That mapping is the underwriting.
Batteries hidden in single-stream loads are the recycling industry's number-one loss driver, and a fire on the sort line can take the whole facility with it.Responds: Property & business income
Processing equipment is both a breakdown exposure and a serious worker-safety exposure around jams, lockout/tagout and moving machinery.Responds: Equipment breakdown & workers' compensation
Baled fiber, metals and plastics on the floor are real money whose value moves with the market. Coverage limits need to move with it.Responds: Property / stock coverage
Outbound bales rejected for contamination create disputes with buyers and downstream damage claims.Responds: General liability
Processing residue, dust and stormwater runoff are site pollution exposures regulators and abutters both watch.Responds: Site pollution liability
Collection vehicles feeding the plant and trailers moving bales out carry route and in-transit exposures.Responds: Commercial auto & transportation pollution
Most operations that run recycling & mrfs work also run other parts of the chain. The program underwrites the whole operation together. See the other segments below or start from the program overview.
↗Hook-lift and cable units, dumpster fleets, temporary and permanent placements.
Explore coverage ↗
↗Residential and commercial routes, automated side-loaders, rear-loaders and municipal contracts.
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↗Tipping floors, scale houses, top-load and walking-floor transfer to disposal.
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↗Site operations, leachate and gas handling, cover placement and long-haul disposal.
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↗Single-stream and source-separated processing, baling, metals and C&D recovery.
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↗Transfer trailers, walking floors and dump trailers running to disposal sites.
Explore coverage ↗For anything specific to your operation, call 978-897-7773 and ask about the Waste Industry Insurance Program.
Tell us how many trucks you run and what you haul. We'll take it from there.