Waste Industry Insurance Program · Nationwide

Built for waste.
Ready for the road ahead.

Nationwide insurance for the whole operation: trucks, drivers, yards, transfer stations and the pollution exposure that comes with all of it. Whether you run one truck or two hundred, ask about it by email or phone.

Explore your options Call 978-897-7773

Roll-off truck with a raised cable-hoist rail bed, based on a real Galbreath equipment reference

BUILT FOR THE WAY YOU OPERATE01 / WASTE & RECYCLING

Coverage matrix

The whole operation.
One coordinated program.

Waste and recycling risk doesn't stop at the truck. The program is written so the pieces fit together, without gaps between carriers and without paying twice for the same exposure.

Line

Coverage

What it protects

AUTO

Commercial auto

Liability and physical damage for packers, roll-off trucks, transfer trailers and service vehicles, with hired and non-owned auto where needed.

Workers' compensation

Drivers, helpers, yard and scale-house staff, mechanics and sorters, with return-to-work support built in.

General liability

Premises and operations exposure at customer sites, your yard and your transfer station, including container placement and pickup.

PROP

Property

Buildings, scales, balers, compactors, loaders and containers, plus business income if a fire or breakdown stops the flow.

POLL

Pollution liability

Three exposures, three answers: site pollution for owned facilities, contractors pollution for work at customer locations, and transportation pollution for loads in transit.

UMB

Umbrella

Excess limits over auto, general liability and employers liability, sized to the contracts municipalities and generators actually require.

Why The Getchell Companies

Deep roots in waste.
A nationwide perspective.

We've placed coverage for some of the largest waste and recycling companies in the country, and for one-truck operators down the road from us. The approach is the same either way.

Carriers that know the industry

Every carrier partner in the program has to clear strict financial standards and bring the specific coverages and claims resources that waste and recycling risks demand. No generalist paper.

Risk management that lowers premium

The program pairs insurance with safety and loss-control work. When a risk can be reduced or removed, you insure less of it, and your renewals show it.

Independent market access

As an independent agency with unusually broad carrier appointments, we can match each account to the right market instead of forcing every hauler into one box.

How it works

Reach out

Email waste@getchellcompanies.com or call 978-897-7773 and ask about the Waste Industry Insurance Program. A short conversation about your fleet, routes and facilities is all we need to start.
We review the operation

We look at current policies, loss runs, contracts and the exposures a generic program tends to miss, and identify where risk can be reduced before it's priced.
You get a program, not a quote stack

One coordinated proposal across auto, workers' comp, liability, property, pollution and umbrella, with the carriers and limits explained in plain terms.

Waste insurance FAQ

Common questions, straight answers.

The short version of the conversations we have with haulers every week. For anything specific to your operation, call 978-897-7773.

What insurance does a waste hauling business need?

Most waste hauling operations need commercial auto liability and physical damage, workers' compensation, general liability, property coverage, pollution liability and an umbrella. Municipal and generator contracts often dictate minimum limits, so the right program is built around the contracts you actually sign.

How much does waste hauler insurance cost?

Cost depends on fleet size, vehicle types, operating radius, payroll, loss history and the operations you run. Because this program pairs coverage with risk management, many haulers reduce premium over time by reducing the risk itself. Call 978-897-7773 for a number based on your operation.

Do garbage trucks and roll-off haulers need pollution insurance?

In most cases, yes. Standard auto and general liability policies commonly exclude pollution, which leaves spills, leaking loads and contamination at customer sites uncovered. Transportation pollution, contractors pollution and site pollution coverage close those gaps.

Who is eligible for the Waste Industry Insurance Program?

Operations from 1 truck to 200+ fleets across the United States, including roll-off and container service, curbside collection, transfer stations, landfill services and recycling.

Ask about the program

Talk to someone who knows what a packer is.

Tell us how many trucks you run and what you haul. We'll take it from there.

Email waste@getchellcompanies.com Call 978-897-7773

Nationwide program · Coverage availability and eligibility vary by state and underwriting.

Ask for the Waste Industry Insurance Program · getchellcompanies.com

Built for waste.
Ready for the road ahead.